Posts Tagged ‘Part’

How to Rehab for the Biggest Profits, Part 3

Friday, July 30th, 2010

How to Rehab for the Biggest Profits, Part 3

The success of your real estate rehab can largely depend on the attention you pay to electrical, plumbing and roofing systems.

Electrical Systems

Every circuit should have a standard circuit breaker or should at least be fused. Each room should have at least two electrical receptacles. The kitchen should have at least two receptacles that are on separate circuits.

Replace all broken or cracked cover plates on light switches and wall receptacles. If possible, replace all pull-chain type fixtures with standard fixtures and wall switches. Don’t hesitate to seek the services of a professional whenever appropriate.

Roofing

Only if it is necessary should you consider adding a new roof. If the ceilings show water damage and a close inspection reveals that the present roof is deteriorated beyond repair, then you should consider the possibility of adding a new roof.

Contact several reputable roofers in your area. They will usually give a free roofing inspection. Some roofers may charge a fee, then credit that fee toward the total cost of the roof if you hire them. Gather several estimates and do some comparison shopping in order to get the best deal.

Consider another option: if you do some inquiring at your local roofing supply house, you may find roofers who are between jobs, and will re-roof your property at a very reasonable rate. You might consider buying all the materials, and getting the contractor to supply the labor.

Interior Paint

Pearl White, Navajo White, and Antique White are the common colors used in residential properties. Using a shade of white paint in the interior will make the rooms feel larger. If you hired a painter, he would probably suggest that you use flat paint in every room except the kitchen and bathroom, where you would use a semi-gloss paint. Some investors use semi-gloss paint through their rentals, because it’s easier for a tenant to wash the walls.

Water-based paints are usually easier to work with, and they usually do a sufficient job. Consider using an oil-based paint in the kitchen, bathrooms, service porch, and on the trim. You’ll find that oil based paint is more durable than water-based paint.

Exterior Paint

The exterior of the property may need to be painted. Choose a color that will resist fading and will add to the “curb appeal” of the property. If you’re not sure about a color, drive up and down various streets and see what you like. More people are attracted to the lighter colors. Choose a complementing color for the trim, and consider painting the porch the same color.

Whether you do the job yourself or you get a professional painter to do the work, insist on a good quality job. Old paint should be scraped and sanded, and any holes should be filled before primer and paint.
Consider using the same color combination on all of your projects. This way you only have to keep one color combination in storage for any touch up that might be needed.

Landscaping

Landscaping the front of your property to give it “curb appeal” is essential for getting the most from your property whether you plan to rent or sell. If you’re planning to rent the property, the nicer you make the front of your property look, the better the tenant you’ll attract.

If the grass needs cutting, you can usually hire some of the neighborhood kids to clean it up. A schedule of watering and fertilizing should bring it back to life. If it’s necessary to get the yard looking good right away, then “sod” is your answer. Most gardeners and landscapers can do a neat job with sod, and the end result can be instant lawn.

Top off your landscape with some strategically placed shrubs and some pretty flowers. You’ll be surprised at what this can do for your properties curb appeal, and ultimately, your bottom line.

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How to Rehab for the Biggest Profits, Part 2

Thursday, July 29th, 2010

How to Rehab for the Biggest Profits, Part 2

In the last issue we talked about how important it is to pay close attention to your real estate rehabs. When repairing systems like plumbing, electrical and roofing, a mistake can be costly.

Foundations

The two most common types of residential foundations are the concrete slab, and the raised foundation. Properties that are built on a concrete slab are secured by anchor bolts protruding from the concrete. Also, they have no crawl space to allow a person to get under the property.

The raised foundation is one where the property sits on top of a continuous concrete foundation that extends around the perimeter of the building. This type of foundation does have a crawlspace which allows a person to crawl under the property. Some of the signs of possible foundation problems may include, but are not limited to:

? Major cracks in exterior walls
? Major cracks in interior walls
? Doors and windows operating improperly
? Floors not level

If the subject property shows signs of possible foundation trouble, and if the profit potential is great enough, have a foundation expert take a look at it before you make a commitment to purchase.

Plumbing Systems

Water flows to your property from the serving utility company through a water meter, usually located at the front property line. In very cold climates this meter may be located inside the house. The main shut-off valve to the property should be mounted above grade, and can usually be found near the front of the property on the same pipe as the outdoor faucet.

The pipes that carry water underground to the property are usually galvanized, copper, or plastic. The interior pipes are usually galvanized or copper. Since building codes vary by jurisdiction, check with your own local building department for current codes.

Water Heaters

A typical water heater is approximately 5 feet tall. At the top of the water heater are two pipes, one with a shut-off valve (the cold water inlet side). This is the valve that shuts off the hot water to all the fixtures in the property. The water pipes are usually connected to the water heater by flexible connectors.

A gas water heater has a vent at the top to allow heat and unburned gases to escape. It should be connect to a venting system which terminates at least a foot above the roof. At or near the top should be a temperature and pressure relief valve. The purpose of this TPRV is to prevent the buildup of excess heat and pressure. If it leaks, it can be replaced.
At the bottom is a valve that is used for draining the water heater.

This too, as well as every other component previously discussed can be replaced if they prove to be defective. However, if the water heater is old, and looks like it may give you problems, it’s better to replace it now than to have to be bothered with it later.

Stall Showers and Bathtubs

Your property might have any combination of standard bathtub, shower over tub, shower enclosure, or stall shower. If the shower or tub has a glass enclosure, it must be tempered safety glass or approved plastic. The shower head, faucets, and spout should all be in good working condition. If not, they can all be replaced. Check and replace if necessary any worn grouting and caulking.

Stay tuned. In the upcoming “Part 3″, I’ll discuss ways to save on your electrical systems, roofing, painting and landscaping.

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Are You Really Practicing Tai Chi And Does It Relieve Stress? Part 2

Sunday, July 25th, 2010

Are You Really Practicing Tai Chi And Does It Relieve Stress? Part 2

 

 

4. Tai Chi for Stress-related Symptoms

Control of Hypertension

In Wang et al.’s recent review (4) of Tai Chi, four studies (two with randomized control) were discussed in terms of its effects on hypertension, and all of them reported that it significantly decreased blood pressure among hypertensive patients.

The results in (11) suggest that light activity and moderate intensity aerobic exercise have similar effects on BP in previously sedentary elderly individuals. If future trials with large sample size and a no-exercise control group confirm these results, promoting light intensity activity could have substantial public health benefits as a means to reduce BP.

This study (13) examined the effects of Tai Chi vs. aerobic exercise for victims of heart attacks, comparing them to a cardiac support group as control.  Resting heart rate declined in the Tai Chi group, but curiously, not in the aerobics group in this study. Both the Tai Chi and aerobics groups showed a drop on systolic blood pressure, but only the Tai Chi group showed a drop in diastolic blood pressure.

Improvement of Cardiovascular Conditions

Wang et al. (4) reviewed 16 studies of Tai Chi in patients with cardiorespiratory conditions and reported that its regular practice will delay the decline of cardiorespiratory function in older adults and might be prescribed as a suitable exercise.

One of the few studies to focus on serious Tai Chi practitioners, mostly people in their 60′s, who had been practicing the new Yang Long form for 3-10 years, appears in (10). They practiced 3-7 times a week, with an average frequency of 5 times a week. A fairly rigorous practice: 20 minutes of warm-up exercises, 24 minutes of practicing the form paced by the Master, and 10 minutes of cool-down. This study compares these Tai Chi practitioners to a group of sedentary peers matched for age and body size, and looks at cardiorespiratory declines over a two-year period. It has some heart rate profiles that seem to indicate moderate aerobic benefit in older practitioners (this benefit has not been demonstrated in younger subjects).

In (12), changes in heart rate and electrocardiogram were recorded by telemetry in 100 volunteers who were regularly doing a Yang simplified (short) form. During the exercise, the change in heart rate was not very marked and no important electrocardiographic changes were recorded. Thus, it was speculated that the possible beneficial effect of Tai chi on the cardiovascular system cannot be attributed solely to the amount of exercise provided by Tai Chi and additional mechanisms must be sought. The author notes that “16 male and 10 female hypertensives reported a gradual normalization in blood pressure cutting the need for medication entirely or reducing the doses.”

The study (18) concluded that Tai Chi was a culturally appropriate mind-body exercise for older adults with cardiovascular risk disease factors. Statistically significant psychosocial benefits were observed over 12-weeks. Further research examining Tai Chi exercise using a randomized clinical trial design with an attention-control group may reduce potential confounding effects, while exploring potential mechanisms underlying the relaxation response associated with mind-body exercise. In addition, future studies with people with other chronic illnesses in all ethnic groups are recommended to determine if similar benefits can be achieved.  The authors were unaware of an earlier study (19) on the beneficial effects of Tai chi for dialysis patients.

This research (21) compared the effects of a short style of Tai Chi versus a brisk walking training program on aerobic capacity, heart rate variability (HRV), strength, flexibility, balance.  They found Tai Chi to be an effective way to improve many fitness measures in elderly women over a 3-month period  It was also significantly better than brisk walking in enhancing certain measures of fitness, including lower extremity strength, balance and flexibility, psychological status, and quality of life.  

Reduction of Chronic Pain Syndrome and Arthritis Symptoms

Pain and fatigue significantly decreased in the experimental group in (14).  However, the improvement in daily life performance of the rheumatoid arthritis patients was not statistically significant but their sense of balance was enhanced significantly.

Sun-style Tai Chi exercise (6) was found as beneficial for women with osteoarthritis to reduce their perceived arthritic symptoms and to healthier behavior.

In the short term study (15), the beneficial outcomes for Tai Chi group and aquatic group were significantly better than the self-help group. Tai Chi may be more suitable than aquatic exercise for osteoarthritis. Further longitudinal studies are necessary to confirm these results.  Similar conclusions were reached in another study (16) comparing Tai Chi and an aquatic group for rheumatoid arthritis.

The results (17) suggest Tai Chi does not exacerbate symptoms of rheumatoid arthritis. In addition, Tai Chi has statistically significant benefits on lower extremity range of motion, in particular ankle range of motion, for people with RA. The included studies did not assess the effects on patient-reported pain.

The objective of this systematic review (25) is to evaluate data from controlled clinical trials testing the effectiveness of Tai Chi for treating rheumatoid arthritis (RA). Systematic searches were conducted on Medline, Pubmed, AMED, British Nursing Index, CINAHL, EMBASE, PsycInfo, The Cochrane Library 2007, Issue 1, the UK National Research Register and ClinicalTrials.gov, Korean medical databases, Qigong and Energy Medicine Database and Chinese databases up to January 2007. 

Collectively this evidence is not convincing enough to suggest that Tai Chi is an effective treatment for RA. The value of Tai Chi for this indication therefore remains unproven.

Reduction of Anxiety and Depression

In (20), significant improvements in trait anxiety, pain perception, mood, flexibility, and balance were obtained.  These may have a profound effect on the incidence of falls, injuries, resulting disability, and overall quality of life.

The study (22) aimed to assess the usefulness of two interventions in a group rehabilitation medicine setting and to determine strategies and exercise guidelines for long-term care of the HIV/AIDS population with human immunodeficiency virus (HIV) and/or acquired immunodeficiency syndrome (AIDS).  It concluded that that Tai Chi and exercise improve physiologic parameters, functional outcomes, and quality of life. Group intervention provides a socialization context for management of chronic HIV disease. Further long and short term studies are required.

The effects on blood pressure, lipid profile, and anxiety status on subjects in a 12-week Tai Chi Chuan exercise program were studied (23).   It concluded that Tai Chi exercise training could decrease blood pressure and results in favorable lipid profile changes and improve subjects’ anxiety status. Therefore, Tai Chi could be used as an alternative modality in treating patients with mild hypertension, with a promising economic effect.

Another paper on the  beneficial effect of Tai Chi on depression in older individuals appears in (26).

Immunity

At rest the total number of T-lymphocytes and the number of active T-lymphocytes were increased significantly in the exercise group compared with the controls (8). Immediately after a bout of Tai Chi (88 style), a marked increase of active T-lymphocytes occurred. In conclusion, the results indicate that frequent Tai Chi exercise causes an increase of T-lymphocytes in the blood.

According to a new study (24), Tai Chi may help older adults
avoid getting shingles by increasing immunity to varicella-zoster virus (VZV) and boosting the immune response to varicella vaccine in older adults.  Tai Chi alone was found to increase participants’ immunity to varicella as much as the vaccine typically produces in 30- to 40-year-old adults, and Tai Chi combined with the vaccine produced a significantly higher
level of immunity, about a 40 percent increase, over that produced by the vaccine alone. The study further showed that the Tai Chi group’s rate of increase in immunity over the course of the 25-week study was double that of the health education (control) group. The Tai Chi and health education groups’ VCV immunity had been similar when the study began.  In addition, the Tai Chi group reported significant improvements in physical functioning, bodily pain, vitality and mental health. Both groups
showed significant declines in the severity of depressive symptoms.

Previous studies have suggested that Tai Chi may improve immune function. This study (27) was intended to examine whether 5 months of moderate Tai Chi and Qigong (TQ) practice could improve the immune response to influenza vaccine in older adults. It concluded that traditional TQ practice improves the antibody response to influenza vaccine in older adults.  However, further study is needed to determine whether the enhanced response is sufficient to provide definitive protection from influenza infection.

 

References

1. Eisen, M., Qigong and Taiji application in stress management. Part 2: Qigong for stress, Qi Dao, Jan. – Feb., 2008.

2. Achiron A., Barak Y., Stern Y., Noy S. Electrical sensation during Tai-Chi practice as the first manifestation of multiple sclerosis,” Clinical Neurology and Neurosurgery, 99, 280-281, 1997.

3. Sandlund, E. S., & Norlander, T. The effects of Tai Chi Chuan relaxation and exercise on stress responses and well-being: An overview of research. International Journal of Stress Management,7(2), 139–149, April 2000.

4. Wang, C. C., Collet, J. P., & Lau, J. The effect of Tai Chi on health outcomes in patients with chronic conditions. Archive of Internal Medicine, 164, 493–501, 2004.

5. Kuramoto, A. M. Therapeutic benefits of Tai Chi exercise: research review. WMI, 6, 105(7), 42-6, Oct. 2006.

6. Song, R., Lee, E.O., Lam. P. Bae, S.C. Effects of a Sun-style Tai Chi exercise on arthritic symptoms, motivation and the performance of health behaviors in women with osteoarthritis. Taehan Kanho Hakhoe Chi, 37(2),249-56, March 2007.

7. Jin, P.. Changes in heart rate, noradrenaline, cortisol and mood during Tai Chi. Journal of Psychosomatic Research, Vol. 33, No. 2, 197-206, 1989. Sun, X., Xu Y., Xia Y. Determination of E-rosette-forming lymphocytes in aged subjects with Taichiquan exercise. Int J Sports med, Vol.10, No 3, 217-219, 1989.

8.

9. Jin, P. Efficacy of Tai Chi, brisk walking, meditation, and reading in reducing mental and emotional stress. Journal of Psychosomatic Research, Vol. 36, No. 4, 361-370, 1992.

10. Lai, J., Lan, C., Wong, M., and Teng, S. Two-year trends in cardiorespiratory function among older Tai Chi Chuan practitioners and sedentary subjects. Journal of the American Geriatric Society, Vol. 43: 1222-1227, 1995.

11. Young, D.R., Appel, L.J., Jee, S. The effects of aerobic exercise and T’ai Chi on blood pressure in the elderly,”, Circulation v. 97(#8), 54-P54, March 3, 1998.

12. Gong, L, Qian J., Zhang J., Yang Q., Jiang J., and Tao Q. Changes in heart rate and electrocardiogram during Taijiquan exercise; analysis by telemetry in 100 subjects. Chinese Medical Journal 94(9), 589-592, 1981.

13. Channer, K.S., Barrow, D., Barrow, R., Osborne, M., and Ives, G. Changes in haemodynamic parameters following Tai Chi Chuan and aerobic exercise in patients recovering from acute myocardial infarction. Postgraduate Medical Journal, 349-351, 1990.

14. Lee, K.Y. and Jeong, O. Y. The effect of Tai Chi movement in patients with rheumatoid arthritis. Taehan Kanho Hakhoe Chi, 36(2),278-85, 2006.

15. Lee, H.Y. Comparison of effects among Tai-Chi exercise, aquatic exercise, and a self-help program for patients with knee osteoarthritis. Taehan Kanho Hakhoe Chi, 36(3), 571-80, 2006.

16. Kirsteins, A.E.; Dietz, F.; Hwang, S.M. Evaluating the safety and potential use of a weight-bearing exercise, Tai-Chi Chuan, for rheumatoid arthritis patients. Am. J. Phys. Med. Rehabil., 70(3), 136-41, 1991.

17. Han, A., Robinson, V., Judd, M., Taixiang, W., Wells G.; Tugwell, P. Tai Chi for treating rheumatoid arthritis. Cochtane Database Syst. Rev., (3), CD004859, 2004.

18. Taylor-Piliae, R.E., Haskell, W.L., Waters, C.M.; Froelicher, E.S. J. Adv. Nurs., 54(3), 313-29, 2006.

19. Mustata, S., Cooper, L., Langrick, N., Simon, N., Jassal, S.V,; Oreopoulos, D.G. The effect of a Tai Chi exercise program on quality of life in patients on peritoneal dialysis: a pilot study. Perit. Dial. Int., 25(3), 291 – 4, 2005.

20. Ross, M.C., Bohannon, A.S., Davis, D.C.; Gurchiek, L. The effects of a short-term exercise program on movement, pain, and mood in the elderly. Results of a pilot study. J. Holist. Nurs., Jun;17(2):139-47, 1999.

21 Audette, J.F., Jin, Y.S. , Newcomer, R., Stein, L. Duncan G., Duncan, G.; frontera, W.R. Tai Chi versus brisk walking in elderly women. Age Aging. Jul;35(4),388-93, 2006.

22. Galantino, M.L., Shepard, K., Krafft, L., Laperriere, A., Ducette, J., Sorbello, A., Barnish, M., Condoluci, D.; Farrar JT. The effect of group aerobic exercise and t’ai chi on functional outcomes and quality of life for persons living with acquired immunodeficiency syndrome. J. Altern. Complement. Med. Dec;11(6),1085-9, 2005.

23. Tsai JC, Wang WH, Chan P, Lin LJ, Wang CH, Tomlinson B, Hsieh MH, Yang HY, Liu JC. The beneficial effects of Tai Chi Chuan on blood pressure and lipid profile and anxiety status in a randomized controlled trial. J Altern Complement Med. Oct;9(5):747-54, 2003.

24. Irwin, M.R., et al. Augmenting immune responses to varicella zoster virus in older adults: A randomized, controlled trial of Tai chi for rheumatoid arthritis: systematic review 25. Lee et al. Tai chi for rheumatoid arthritis: systematic review. Rheumatology (Oxford), Nov., 46(11),1648-51, 2007..

26. Chou, K.L., Lee, P.W., Yu, E.C., Macfarlane, D., Cheng, Y.H., Chan, S.S.; Chi, I. Effect of Tai Chi on depressive symptoms amongst Chinese older patients with depressive disorders: a randomized clinical trial. Int J Geriatr Psychiatry, Nov;19(11):1105-7, 2004.

 

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Dark Secret About Education Part II

Friday, July 23rd, 2010

Dark Secret About Education Part II

In my previous article called the Dark Secret About Education, I used four of my five steps (from a coaching process I call successful living )to focus on the need to reform our educational system. This article will complete my discussion.

Believe in Positive Power.

We can revitalize the whole educational system by more study of an emphasis on ethics, logic, philosophy, religions, the arts, sciences, and a greater awareness of the power of positive thinking. Our educators could start by teaching young people, The Five Steps To Successful Living.

Above all else, young people should be given more opportunity to creatively discuss, and become involved in solving current social problems. We need more programs like the Olympics of the Mind, for example.

Our country can benefit from inspired adults who sponsor projects that provide rewards to our youth for trying to resolve our great social challenges: the environment, crime, racism, violence, substance abuse, obesity, poverty, incarceration, rehabilitation, and even terrorism.

We also need to believe that our educational system can and will involve parents once again in a collaborative effort to educate our young people, and model acceptable social behaviors.

Parents may have to be held responsible for keeping their kids in school, and for teaching appropriate social values, preventative healthcare and positive mental attitudes.

Parents who leave their children alone all day to watch television, or let them wander the streets unsupervised, or abuse, or neglect them, could be held accountable by our society.

They might be encouraged to pay for the social treatment programs necessary to make up for the deficiency in their parenting skills.

To this end, our juvenile court system with high recidivism rates and antiquated laws, (encouraging the reunification of abused and neglected children with parents who are damaged mentally, emotionally, and socially), all need more reassessment and renovation. The courts must hold families accountable for child abuse, neglect, and criminal behavior.

We should hold the educational and juvenile court system accountable for providing the necessary treatment and support services necessary to salvage children, who are damaged by the bad decisions and self-destructive behaviors of their parents.

I believe parenting is not a right, it is a privilege. I think our culture should protect the rights of children to be safe from harmful parents as much as the legal systems protects the rights of all adults.

If necessary, pass a new constitutional amendment to guarantee our children legal protection from damaged parents who sexually, physically, or emotional abuse them.

We can’t afford to wait any longer for improvements in the educational system. Our dark secret says,” Leave it alone; somebody else can fix it.”

We need to face the social problems of today, not deny them, or believe we are too busy to resolve them. We can act now to do something positive about these problems.

Let us begin by expressing our feelings, both negative and positive about our educational crisis. We can start using positive thinking to develop a meaningful plan of action.

The only thing that can try to hold us back or our country back is the dark secret of fear. The negative side whispers in our ears: “Nothing better can be done at this time.” But the only power fear has is the influence we give it by avoidance, denial, despair, anger, depression, guilt, and shame.

The Five Steps also shouts in our other ear a more positive message: Begin by facing the dark secret, release the negative feelings, and replace them with positive emotions and good thoughts. Actually, we can solve any problem if we devout our total creative energy to finding the right solutions. Which voice will influence you today?

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How to Fix Up for the Biggest Profits, Part 1

Wednesday, June 30th, 2010

How to Fix Up for the Biggest Profits, Part 1

Getting Yourself Ready

It’s important to pay close attention to your real estate rehabs. When repairing systems like plumbing, electrical and roofing, a mistake can be costly.

A thorough inspection of the subject property will serve as a basis from which to begin the rehabilitation. Until you are experienced enough to perform this inspection yourself, it is wise to seek the services of a competent professional.

Most contractors will give you a free estimate of repairs when they know they stand a chance of getting the job.
You may consider exercising your option to do the work yourself. In the beginning, it might be worth while to spend your time working on your properties, but as the number of properties you own increases, you’ll be better served to delegate your fix up work to some one else, while you focus on finding more deals.

If you are going to do a fair amount of work on your properties, always keep in mind that if you’re not a plumber, electrician, roofer, carpenter or such, don’t try to tackle jobs that are beyond your skill level. Leave those jobs for the professionals.

Don’t Over Do Your Fix Up

Another word of caution. Many times you’ll find that a little cosmetic repair will bring a property back to life, thus saving you lots of money. It is important not to over-rehabilitate your project. If the property is in a low to moderate income neighborhood, the amount of money you spend on such items as flooring, plumbing fixtures, door hardware, etc. would probably be lower than that of a property in a high dollar neighborhood.

Become a Prudent Shopper

Do a little shopping around for the best prices on materials. While your local hardware store may fill your needs when it comes to small items, rarely can they compete with the large contractor warehouse type stores. If you are planning to do some or all the work yourself, I recommend that you purchase good quality tools. Much money is wasted on cheap tools that have to be re-purchased over and over again. If you’re performing a small job and have no desire to do your own contracting work, then it doesn’t matter as much.

Be aware that you can rent almost any tool you’ll ever need from an equipment rental yard. Look in the local telephone directory under “Rental”. While rehabbing the property, pay particular attention to the following:

? Curb appeal: Exterior paint and landscaping are the first and the last thing a buyer or renter sees. Don’t skimp – make a good impression. More than likely they’ll drive by at different times of the day and night. Give them something pleasant to think about.

? If you’re remodeling (moving interior walls around), try to create a design that will give the property an open feeling.

? You may find it more cost effective to replace old, outdated kitchen cabinets with new ones. Look in your local phone directory for cabinetmakers and compare prices.

? Consider using ceramic floor tile instead of sheet goods. It may be a little more expensive, but it will pay off in the long run.

? Consider installing ceramic counter tops instead of the Formica type. Not only are they more durable, they are also more attractive to potential renters or buyers.

When rehabbing, some of the areas to focus your attention are:

? Foundation
? Plumbing system
? Electrical system
? Roofing
? Interior walls
? Exterior walls
? Landscaping

Stay tuned. In the upcoming “Part 2″, I’ll discuss foundations, plumbing systems, water heaters, showers and tubs.

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